Job Title – Collections Associate
Reports to: AVP of Collections
Salary: $17.00 – $20.00 per hour + monthly incentive

Summary:                                                                               
The Collections Associate places calls to past-due customers, attorneys and authorized third parties to collect past due payments, reduce delinquency and minimize losses. The ideal candidate has collections and call center experience, is customer centered and a self-starter with a keen eye for detail. Understanding data confidentiality is essential.

Supervisory Responsibilities: No supervisory responsibilities

Duties and Responsibilities:
  • Perform the following functions: calls for past-due loans, foreclosures, and bankruptcy (if applicable).
  • Ensure compliance with Federal and State laws and regulations applicable to a collection operation.
  • Ensure compliance with the personnel department guidelines and the quality standards of Tammac Holdings Corporation.
  • Ensure compliance with the policies and procedures of Tammac Holdings Corporation.
  • Ensure that the service quality standards are met.
  • Keep the portfolio delinquency rate below industry standards.
  • Comply with the service level agreements of the different investors.
  • Ensure that customer inquiries and complaints are resolved within a reasonable time.
  • Perform other related duties as assigned.
Required Skills/Abilities:
  • Bilingual - Spanish speaking.
  • Collections experience preferred.
  • Knowledge about all procedures and regulations in the mortgage banking industry.
  • Knowledge of digital platforms used in mortgage banking.
  • Strong attention to detail and accuracy.
  • Effective written and verbal communication skills.
  • Strong organizational skills with the ability to multi-task in a fast-paced and demanding office environment.
  • Professional attitude and behavior.
  • Ability to work independently and problem-solve.
  • Proficiency in Microsoft Office, including Word, Excel, and Outlook.
  • Time management skills with the ability to prioritize tasks.
  • Desire to work as part of a dynamic and productive team.
  • Knowledge of office equipment (copiers, scanners, fax machines).
  • Reliable transportation.
  • Strong work ethic.
  • Dependable and dedicated to the success of the team.
Education and Experience:
  • High School Diploma required
  • College Degree (preferred)
  • Previous experience in a Collections call center
Physical Requirements:
  • Prolonged periods of sitting at a desk and working on a computer.
  • Must be able to lift up to 15 pounds at times.  
Schedule:
  • Monday to Friday
  • 8 hours per day/day shift
Salary Details:
  • $17.00 – $20.00 per hour+ monthly incentive
  • Non- Exempt
Benefits:
  • Dental Insurance
  • Health Insurance
  • Life Insurance
  • Paid time off
  • Vision Insurance
  • 401K
Work Location:
  • In person in the Wayne, PA Office

Department: Servicing
This is a non-management position
This is a full time position

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